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14 Julia Circle, #14, Middle Island, NY, 11953 | $635,000
Welcome to 14 Julia Circle! This is the Fairfax 4 model, which is a Single Family Detached 4 Bedroom Home in the Birchwood at Spring Lake community! It’s offering 2, 322 sq ft. of living space and features a comfortable layout with cathedral ceilings and plenty of natural light. You’ll enjoy a spacious living room with a heat producing gas fireplace. The kitchen offers plenty of cabinets and counter space along with gas cooking. There is a spacious den and formal dining room overlooking the first hole on the Golf Course. Upstairs, there are 4 good sized bedrooms; the primary has a spa en-suite bath and plenty of closet space. Updates and Green features include, new gas heating and air conditioning systems, Solar panels which the seller owns, Tesla Powerwall Backup System, Nest Thermostat System, and an EV and Tesla Charger. Residents enjoy a resort lifestyle with amenities that are second to none, including two clubhouses, a 9-hole golf course, indoor and outdoor pools, a fitness center, tennis/pickleball courts—an extraordinary opportunity to own a turnkey home that comes with resort style living! Ideal for anyone looking for a low-maintenance home in a great area. Feel free to reach out if you’d like more details or to schedule a viewing!
Features
- Parking: Driveway
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Levels: 2
- Amenities: Basketball Court, Fitness Center, Gated, Golf Course, Playground, Pool, Security, Snow Removal, Spa/Hot Tub, Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: In Unit, Laundry Room
- Complex: Birchwood @ Spring Lake
- Year Built: 2004
- Common Charge: $719 Monthly
- Approx Sq. Feet: 2,322
- Acreage: 0.11
- Est. Taxes: $13,152
- Lot Desc: Back Yard, Front Yard, Garden, Near Public Transit, Near Shops, On Golf Course, Paved, Sprinklers In Front
- Elem. School: West Middle Island School
- Middle School: Longwood Junior High School
- High School: Longwood High School
- School District: Longwood
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
- MLS#: 978644
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/978644/14juliacircle_middleisland_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Julia Circle, #14, Middle Island, NY, 11953
$635,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $1,096 | $1,096 | $1,096 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,005 | $3,169 | $4,148 |
| Total Monthly Payment | $4,193 | $4,357 | $5,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535