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BACK ON THE MARKET THROUGH NO FAULT OF THE SELLER! Popular Sheffield Model – Private Green Space Views + Whole-Home Generator! Experience the comfort, security, and easy living you’ve been looking for in this beautifully maintained Sheffield Model, ideally located in the premier 55+ gated golf community of On Top of the World in SW Ocala. From the moment you arrive, the pride of ownership is evident, and the zero-scaped yard means lower water bills and minimal upkeep—perfect for a lock-and-leave lifestyle or simply enjoying more free time. Step inside and enjoy immediate green space views straight through the home, creating a peaceful, private backdrop you’ll appreciate every day. The open-concept kitchen and great room make entertaining easy, while solar tubes throughout fill the home with natural light. Designed for comfort & convenience: 2 bedrooms with split floor plan for privacy, Flex room with French doors (ideal for an office, hobby room or den). Spacious primary suite tucked in the back with 2 closets (including a walk-in), En suite bath with step-in shower and comfort-height toilet for ease of use, private guest area with nearby bath—perfect for visiting family and friends. Kitchen Highlights: ample cabinets and counter space, Natural gas stove and appliances, deep stainless farmhouse sink, NEW refrigerator, eat-in kitchen space + pantry. Enjoy Florida living year-round in the finished Florida room or step outside to your fenced backyard with paver patio—perfect for relaxing, entertaining, or giving your pet safe place to roam—all while enjoying serene green space views with no rear neighbors. Major features: 2019 Whole-house Cummins generator for peace of mind during outages, 2014 Trane HVAC system (2016 compressor), Culligan whole-house water filtration & softener system, SOLAR attic fan, NO popcorn ceilings, indoor laundry room with extra storage space, utility sink & freezer (included!). Spacious 2-car garage with ample storage. This home checks all the boxes for comfort, efficiency, and low-maintenance living, all within a vibrant, amenity-rich, golf cart-friendly community. Enjoy the lifestyle you’ve earned—with space, privacy, and peace of mind built right in. The monthly HOA fee includes basic Spectrum cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; four pools (3 outside & 1 inside), two state of the art fitness centers, pickleball (uncovered & covered), billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando. This home is located on leased land, 99-year land lease from year the home was constructed. Community standards require 20% down with all mortgages.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$209,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $167,600 | $167,600 | $167,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $322 | $322 | $322 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $978 | $1,032 | $1,358 |
| Total Monthly Payment | $1,375 | $1,429 | $1,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.