128 UNION HILL Drive, Ponte Vedra Beach, FL, 32081 | $570,000

NEW PRICE! & SPECIAL FINANCING INCENTIVE AVAILABLE. Ask about the 2-1 interest rate buydown with an acceptable offer and how it could lower your monthly payment. Available for qualified buyers using VA, FHA, or conventional financing, including 30-year fixed loan programs.
Located in the heart of Pioneer Village in Nocatee, this move-in-ready 3-bedroom, 2-bath home offers 2, 026 square feet of thoughtfully designed living space on a desirable corner lot with preserve views, partial pond views, and golf cart-friendly access to nearby amenities, parks, and trails.

A welcoming front porch overlooks the preserve across the street, creating a private, peaceful setting rarely found at this price. Inside, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas, making the home ideal for both everyday living and entertaining. The spacious kitchen features a large center island, gas range, stainless steel appliances, tile backsplash, abundant cabinetry, and a gathering space that naturally becomes the heart of the home. Recent improvements and upgrades include plantation shutters, new carpet, an extended patio, and a screened lanai designed for year-round Florida living. The backyard offers a relaxing outdoor setting with partial pond views, added privacy from mature hedging, and space to create your own backyard retreat. One of the standout features is the oversized driveway, providing exceptional parking space for guests, something difficult to find in many homes throughout the community. Conveniently located approximately 0. 6 miles by walking path to Crosswater Park, residents enjoy easy access to a community pool, playground, pickleball courts, lap pool, Splash Park, Spray Park, fitness amenities, shopping, dining, and miles of scenic trails. The beach is also just a short drive away. Zoned for the new K-8 school opening in August 2026, enhancing future desirability and long-term appeal in one of Northeast Florida's most sought-after master-planned communities.

Features

  • Amenities: Pool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)Sidewalks, Street Lights, Curbs
  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,026
  • Acreage: 0.2
  • Est. Taxes: $8,204
  • HOA Fee: $949 Annually
  • Elem. School: Pine Island Academy
  • Middle School: Pine Island Academy
  • High School: Allen D. Nease
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Water Softener Owned
  • MLS#: 2140853
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/2140853/128unionhilldrive_pontevedrabeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

128 UNION HILL Drive, Ponte Vedra Beach, FL, 32081

$570,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $456,000 $456,000 $456,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $684 $684 $684
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,808 $2,879 $3,787
Total Monthly Payment $3,584 $3,655 $4,563

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.