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Move right in to this picture-perfect Cape situated on a charming sidewalk street near the center of Hamden. This adorable 2-bedroom home features 1. 5 updated baths and a front-to-back living room with a cozy wood-burning stove fireplace. The updated kitchen shines with granite countertops, stainless steel appliances, tiled backsplash, and a warm wood floor. A formal dining room just off the kitchen offers an ideal space for entertaining. Upstairs, you'll find two generously sized bedrooms, including a spacious primary with room for a king-size bed and a large walk-in closet. The finished lower level provides flexible space-perfect for a home gym, media room, or relaxing movie nights. Enjoy outdoor living in the large private fenced-in yard complete with a new fire pit, expansive mahogany deck, and separate patio area for your gas grill. This sun-filled home also includes ductless AC, hardwood floors, plantation shutters, and a one-car garage. Thoughtfully upgraded for modern living, the home features new insulation installed in 2024 for improved energy efficiency, along with an upgraded 200-amp electrical service. Conveniently located with easy access to Sleeping Giant park, Library, Farmington Canal Heritage Trail as well as Yale, local hospitals, and Quinnipiac University. Walk to local favorites and everything the town center has to offer. Come make this your new home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 18.0 | Upper |
| Dining Room | Hardwood Floor | 12.0 x 13.0 | Main |
| Family Room | Laminate Floor | 9.0 x 18.0 | Lower |
| Kitchen | Granite Counters,Engineered Wood Floor | 10.0 x 13.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 11.0 x 22.0 | Main |
| Primary Bedroom | Ceiling Fan,Walk-In Closet,Hardwood Floor | 11.0 x 18.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $652 | $652 | $652 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,701 | $2,269 |
| Total Monthly Payment | $2,361 | $2,428 | $2,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.