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Presented by
Adam Krebuszewski |
This well maintained 2005 home is 1702 SF on 0. 57 acres with 8 yr old roof. Irrigation system and well in front yard and whole home water treatment system located in garage. HC accessible, ramp in garage with wall railing in primary bedroom and hallway and classic comfort height toilets. Currently sits as a 2 full bedroom with 2 full baths and one garden tub (primary bathroom). Easy to convert for 3rd & 4th bedrooms or 3rd with on suite. Custom tile walk in showers in both bathrooms, primary bathroom offers garden tub. Custom made barn door from main living room to hallway. Recently painted inside and out. Awning in back for shade over open patio space. Fireplace in living room, propane not connected, electric insert at this time. Storage shed/mini workshop in rear of property offers electric and spigot for running water and the septic filter recently replaced. Appliances include microwave, stove top oven, 2 fridge/freezer units large one in kitchen, smaller one in laundry room. Low annual HOA fee, no CDD fee. New HVAC system to be installed prior to closing OR seller will credit $5000 to buyer to have done after closing. Low annual HOA fee, no CDD fee.
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Our Executive Mortgage Banker:
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$395,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 716.289.8313
Adam.Kreb@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $233 | $233 | $233 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,893 | $1,995 | $2,603 |
| Total Monthly Payment | $2,201 | $2,303 | $2,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.