3134 WINDMOOR DRIVE N, Palm Harbor, FL, 34685 | $464,900

Experience easy, low-maintenance living in this fully renovated villa set on an oversized 0. 48-acre home with peaceful preservation views. Designed with both comfort and functionality in mind, this home features a bright split floor plan, soaring vaulted ceilings, and a unique central atrium that fills the space with natural light.
The interior has been extensively upgraded throughout, including 24” porcelain tile flooring (no carpet), fresh paint, 5” baseboards, and modern Decora-style switches and outlets. The inviting living area is anchored by a wood-burning fireplace adds character and creating a warm, inviting atmosphere to the main living area.
The kitchen, completely redesigned in 2022, features stylish cabinetry, Natural stone calcite countertops, tile backsplash, a Bosch dishwasher, new oven, and expanded storage with additional pantry cabinets and a dedicated coffee bar. A walk-in pantry enhances everyday convenience.
The primary suite serves as a private retreat and features a walk-in closet with a beautifully reimagined bathroom (Dec 2022) with a large spa-style walk-in shower, luxury fixtures, double vanity, and upgraded lighting. The guest bathroom has also been updated with granite countertops and flooring.
Flexible living space includes a third bedroom/den with built-in shelving, commonly used as a third bedroom or home office. The second bedroom includes a walk-in closet.
Outdoor living is just as inviting, with a screened lanai that includes a covered area designed for relaxing or hobbies, plus updated tilework with flagstone look on both front and rear porches. The expansive lot and rear greenspace create a sense of privacy and tranquility.
Additional upgrades include a Trane A/C system (Aug 2022) with transferable warranty, water softener, EV charging sub-panel (2023), and a 2-car garage with storage system, hurricane rated insulated garage door and new opener (2025). The laundry area has also been enhanced with a utility sink and cabinet, and new plantation-style bifold doors provide a clean, cohesive look throughout.
Community amenities include a solar-heated pool, and the HOA provides yard and pool maintenance. The Ridgemoor Master Association has tennis courts, basketball courts and a play park.
This move-in ready villa combines thoughtful upgrades, spacious design and tranquil surroundings – an exceptional opportunity you won’t want to miss.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,600
  • Acreage: 0.48
  • Est. Taxes: $4,936
  • HOA Fee: $209 Monthly
  • View: Park/Greenbelt
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
  • MLS#: O6402214
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/O6402214/3134windmoordriven_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 11:03:54 PM)
Listing courtesy of Beycome of Florida LLC   Phone: 804-656-5007

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3134 WINDMOOR DRIVE N, Palm Harbor, FL, 34685

$464,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $371,920 $371,920 $371,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,227 $2,348 $3,064
Total Monthly Payment $2,713 $2,834 $3,550

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.