1346 OSPREY DRIVE, Punta Gorda, FL, 33950 | $649,000

PGI WATERFRONT HOME W/**NEW ROOF**, QUICK SAIL ACCESS & INTERSECTING CANAL VIEW! Check out this 3 bed/2. 5 bath, waterfront home in Punta Gorda Isles with quick, sail access and 79ft of seawall. Enjoy a lovely view of intersecting canal views combined with an eastern rear exposure that guarantees colorful sunrises over the water. Reach open water from your private, backyard dock in 10-15 minutes!! Inside, the home features a bright, open layout w/a formal living room and dining room, central kitchen & separate family room. Architectural details include cathedral ceilings, wood-look luxury vinyl plank flooring in main living areas, arched windows at front of home & tons of natural light. Kitchen offers granite countertops, ample cabinet/counter space, a breakfast bar, and a pass-through window to the lanai for easy indoor/outdoor entertaining. The split-bedroom floor plan provides privacy for owners and guests alike. Private master suite offers two walk-in closets, walk-out access to the lanai and en-suite master bath. Guest bedrooms are located off the family room - a pocket door separates them from the rest of the house giving your guests true privacy. Guest rooms both feature large, walk-in closets. One guest room has walk-out access to the lanai w/a pool & canal view. Guest bath doubles as a pool bath w/access to the a lanai. Three sets of disappearing sliding glass doors open to the lanai extending the living space outside for true, Florida-style indoor/outdoor living. The lanai boasts a large, in-ground, heated pool. A hot tub nestled in the corner of the lanai is the perfect way to unwind after a long day. A concrete dock w/10, 000 lb boat lift is steps from the back door. Boat lift includes walk-around platform allowing easy boarding, cleaning and maintenance. Water and electric hook-ups are available dockside. Updates include NEW roof (2024), NEW pool heater (2024), & NEW A/C (2020). Other amenities include whole-house hurricane protection, an attached two-car garage, circular driveway and well-maintained tropical landscaping. Home is located in on a quiet cul-de-sac. Miles of connected sidewalks link you to all of Punta Gorda Isles. Just minutes away are Fishermen’s Village, downtown Punta Gorda, St Andrews South Golf Course, Sunseeker Resort, waterfront parks, marinas, shopping, and dining. Punta Gorda also features a vibrant art & music scene w/numerous festivals, farmer's markets & craft fairs throughout the year. Come find out why Punta Gorda is consistently named one of the best places to live in Florida. Schedule your showing today.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 90 x 120 x 79 x 120
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1999
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,276
  • Acreage: 0.23
  • Lot Size: 90 x 120 x 79 x 120
  • Est. Taxes: $7,806
  • Lot Desc: FloodZone, City Lot, Near Golf Course
  • View: Water
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure, Solar Cover
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7525245
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/C7525245/1346ospreydrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 5:47:07 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1346 OSPREY DRIVE, Punta Gorda, FL, 33950

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $651 $651 $651
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,113 $3,239 $4,277
Total Monthly Payment $3,855 $3,981 $5,019

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.