|
UNICORN ALERT! Old School James Island Feels! New Construction on 1. 8 acres next to 15+ acres of woods! 5 bedroom / 3 bathroom home in the center of James Island. Seller is offering $15K in closing costs assistance or rate buydown. The large open concept with 9' ceilings and tall windows invites you right into this home. Enjoy a bedroom and full bathroom downstairs with the other bedrooms upstairs. The downstairs bedroom is perfect for a guest room, or office. Beautiful crown molding downstairs and in the dining area provide an elegant feel! The kitchen features quartz countertops, tall shaker cabinets and stainless steel appliances. The stairs have natural Oak Treads with an LVP landing leading down the hall. 5 bedrooms allow space for family and/or guests! The master bathroom has a largetile shower with frameless glass door. Formal dining room also offers flexibility as an office. Upgrades include cement siding, gas range, white shaker cabinets, quartz countertops, craftsman molding, wood cased windows, laminate plank flooring in entire first floor, stairs and 2nd floor hallway, ceramic tile is all bathrooms. Appliances include gas range, microwave, dishwasher. This home is NOT in a flood zone. Not Sub- dividable. PLENTY of Room for a pool/pool house, detached work shop, detahced accessory dwelling, a fort, play house and so much more! Park your boat in the yard, NO HOA. If you grew up here, this will remind you of what James Island was 30 years ago or parts of Johns Island.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,293 | $4,409 | $6,042 |
| Total Monthly Payment | $4,385 | $4,501 | $6,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.