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One or more photo(s) has been virtually staged. Welcome to a rare opportunity in East Orlando! This charming 3-bedroom, 1-bath home located at 544 Mercury Avenue offers the freedom so many buyers are searching for — NO HOA and NO restrictions. Bring your toys, your boats, your RVs, and yes… even your chickens!
Situated on an oversized 0. 40-acre lot just outside of Avalon Park and minutes from shopping, dining, and the new development near Starbucks, this property offers the perfect combination of convenience, space, and privacy. Inside, you will find a cozy and functional layout with a formal living room and dining room, a remodeled kitchen featuring new cabinets and newer appliances (2025), and luxury vinyl flooring throughout. The updated bathroom includes a relaxing jacuzzi tub along with handicap-accessible grab bars.
The home also features a mudroom/laundry area with a new window A/C unit, along with two versatile outdoor work or play spaces. One shed is in great condition and includes a newer lawn tractor, while the second shed is ready for removal, giving you the opportunity to customize the space to your needs. Major improvements provide peace of mind, including a roof installed in 2018, fence from 2016, newer well pump motor, new water softener system (2025), septic cleaned in 2025, and subflooring and floor joists replaced in May 2025 with a 30-year warranty. Enjoy outdoor living with a new wood deck and a newly paved asphalt driveway.
This is a cozy home ready for a new family, offering endless possibilities whether you want to expand, garden, store equipment, or simply enjoy your own private space. All of this while still being zoned for A-rated schools. If you are looking for affordable homeownership with land, flexibility, and no HOA restrictions, this is a must-see. Don't wait and lose the opportunity that awaits you.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,507 | $1,566 | $2,059 |
| Total Monthly Payment | $1,817 | $1,876 | $2,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.