|
Welcome to this charming home nestled in the beautiful town of Somers, located in Northern Westchester. Offering a flexible and spacious layout, this home features 4 bedrooms and 2 full baths. The main level boasts gleaming Brazilian cherry hardwood floors throughout, a spacious living room with a large bay window that fills the space with natural light, a cozy den, and a dining area perfect for everyday living and entertaining. The kitchen offers great potential and is ready for your personal touch. Also on the main level, you’ll find one bedroom with laundry, a full bath, and an alcove—perfect for use as a nursery, home office, or exercise space. Upstairs includes three additional bedrooms and a full bath, with one bedroom offering an alcove ideal for a nursery, home office, or flexible living space. The home also features a full unfinished basement with existing laundry hookups and ample storage space, offering potential for future use. A pull-down attic provides additional storage and the possibility for future central air. Recent updates include a newer boiler, oil tank, hot water heater, and well pump, all within the last year. The roof is approximately 5 years old Step outside to enjoy a level deck overlooking a private backyard—perfect for relaxing or entertaining. Enjoy summers just a short walk away at Dean’s Pond, offering lifeguard supervision, picnicking, kayaking, boating, and fishing. Conveniently located within walking distance to the train, as well as close to shopping and the center of Somers, this home combines comfort, location, and opportunity. Some photos cosmetically altered with AI
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $1,098 | $1,098 | $1,098 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,151 | $3,325 | $4,377 |
| Total Monthly Payment | $4,341 | $4,515 | $5,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.