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Beautifully updated 3-bedroom, 2-bath home located in desirable Belleair Bluffs, just minutes from pristine Gulf beaches, golf courses, shopping, and entertainment.
This home features a well-appointed kitchen with maple cabinetry in a rich cherry finish, granite countertops, an undermount stainless steel sink, and convenient corner lazy Susan's. All stainless steel appliances are included, highlighted by a propane-fueled double oven range connected to a 250-gallon underground propane tank. Ample storage is available throughout, including a spacious center island.
Energy efficiency and durability are standout features, with double-pane argon-filled vinyl windows (installed in 2003), hurricane panels for windows and doors, and owned 4. 5 kW solar panels. The home also includes spray foam insulation in the roof deck (2011), contributing to enhanced energy performance and approximately $500 in annual insurance savings. The roof was retrofitted with hurricane clips in 2017, with all rafters strapped for additional storm protection and further insurance benefits.
Interior finishes include bamboo flooring throughout most of the home, with vinyl flooring in the kitchen and recreation room. The expansive 448 sq ft primary suite addition (2013) offers a private retreat, complete with its own high-efficiency 19 SEER mini-split system, extra insulation, three large walk-in closets, and a beautifully designed walk-in shower with glass enclosure. This addition also features a standing seam metal roof and energy-efficient windows and doors.
Outdoor living is exceptional, with a 400 sq ft covered and screened patio (2016), an additional 12 x 20 open patio, and an impact-rated sliding glass door ( 2018 ) from the recreation room providing seamless access to the rear screened in Patio .
Additional highlights include:
Water Heater 2026
Electrical Panel 2002
HVAC system (2018)
Flat roof replacement (2026)
Wired for a whole-home generator and plumbed for propane.
30 amp RV hook up
RV or trailer / boat storage area.
This meticulously maintained home offers comfort, efficiency, and peace of mind in a prime location. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $199 | $199 | $199 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,533 | $2,817 | $3,654 |
| Total Monthly Payment | $2,823 | $3,107 | $3,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.