10003 WINDING RIVER RD, Punta Gorda, FL, 33950 | $249,000

Under contract-accepting backup offers. Set within the sought-after Creekside community, this 1, 943 sq ft home delivers a layout that just makes sense—designed for privacy up front and open living in the heart of the home, all surrounded by a quiet, oak-lined setting.

From the moment you walk through the front door, you’re greeted by a welcoming foyer that immediately establishes separation and flow. The primary suite is positioned privately on the right, while the second bedroom is tucked away on the left, creating a true split-bedroom feel. Just beyond that, the den sits at the front of the home—perfect as a home office, flex space, or easily converted into a 3rd bedroom.

As you move deeper into the home, the layout opens up beautifully. A formal dining room transitions into the main living area, highlighted by soaring ceilings that bring in natural light and create an expansive feel. The kitchen is a standout—large, functional, and built for real use— A DOUBLE OVEN, solid wood cabinetry and ample space for both everyday living and entertaining.

This home has the right upgrades in place, including impact windows and a roof replaced in 2022, and a newer A/C giving buyers confidence and peace of mind. Tile flooring runs through the wet areas for durability and easy maintenance, while the rest of the home flows seamlessly.

Outside, the setting is what elevates this property. Mature oak trees create a picturesque backdrop, offering shade, privacy, and a sense of character you simply don’t get in newer communities.

Located in Creekside—a single-entrance neighborhood known for its charm and limited traffic—you’ll also enjoy access to two playgrounds and a true community feel. The location puts you right where you want to be, with quick access to US-41 and I-75, and just minutes from Punta Gorda Airport, downtown Punta Gorda, and Fishermen’s Village for dining, shopping, and waterfront living.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Florida
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,909
  • Acreage: 0.14
  • Est. Taxes: $4,674
  • HOA Fee: $201 Quarterly
  • Lot Desc: Sidewalk
  • View: Park/Greenbelt
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
  • MLS#: C7525311
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/C7525311/10003windingriverrd_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 4:17:08 PM)

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NMLS Mortgage Loan Originator ID 1020051

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10003 WINDING RIVER RD, Punta Gorda, FL, 33950

$249,000

Team Kinchla

Sales Associates

William Raveis Real Estate

Phone: 508.274.7000

TeamKinchla@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $390 $390 $390
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,194 $1,243 $1,641
Total Monthly Payment $1,659 $1,708 $2,106

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.