|
FURNISHED! Move right in and begin enjoying this beautifully maintained waterfront 3-bedroom, 2-bath, 2-car garage home with a heated pool. Built in 2006 by Tim Towles, this residence offers 1, 900 square feet of living space and was constructed to modern building codes. The home includes clear hurricane panels and sits on an elevated lot, helping to keep flood insurance costs low. With 80 feet of water frontage, the property features a covered private dock with water and electric, a newer covered boat lift, and a wooden boat ramp, providing direct boating access to Charlotte Harbor and onward to the Gulf of Mexico—ideal for fishing, cruising, and waterfront dining. The welcoming exterior showcases a covered, tiled entryway and striking 8-foot etched double front doors. Inside, the open living and dining area is highlighted by vaulted ceilings, tile flooring, and abundant natural light. Spacious seating areas and clear sightlines make this space ideal for everyday living or entertaining, all while enjoying tranquil pool and water views. The kitchen is thoughtfully designed for both cooking and entertaining, offering a spacious breakfast bar, under-cabinet lighting, an appliance garage, and white Shaker-style cabinetry with beadboard accents and contrasting hardware. Level 4 granite countertops, typically found in luxury homes, elevate the space, while a high-end refrigerator with dual ice makers and a door-in-door feature adds modern convenience. Large pocketing sliding glass doors open to the covered lanai, and an additional glass door from the breakfast nook provides easy pool access. Just off the kitchen is a dedicated laundry room with washer and dryer, utility sink, and ample extra storage, adding everyday convenience. The spacious primary suite is a private retreat featuring direct pool access, plush carpeting, and two large walk-in closets. The en-suite bath offers a spa-like experience with a dual-sink vanity, walk-in tiled shower with glass enclosure, soaking tub beneath a window, and a separate toilet room. On the opposite side of the home, two guest bedrooms provide privacy for family or visitors. One includes a walk-in closet and pocket slider to the pool, and both share a full guest bathroom—ideal for guests or flexible living arrangements. Outdoor living truly shines with a covered lanai featuring a ceiling fan, outdoor kitchen, and convenient outdoor shower. The heated pool includes a built-in table, raised ledge with waterfall feature, and expanded deck space perfect for dining, entertaining, or sun lounging. Additional highlights include a high-efficiency Trane A/C system with hot water recovery connected to the water heater, storage sheds, and a two-car garage with a stained floor and extra storage shelving.
Located in Punta Gorda’s desirable Charlotte Park neighborhood, this home offers easy access—by boat or car—to historic downtown Punta Gorda, waterfront dining, boutique shopping, parks, and year-round community events along Charlotte Harbor. Nearby boat ramps, marinas, Laishley Park, and Ponce De Leon Park enhance the outdoor lifestyle, while Punta Gorda Airport (PGD) is just 10–15 minutes away. Healthcare, schools, shopping, and dining are all close by, making this an ideal property for full-time living or seasonal enjoyment.
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $512 | $512 | $512 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,458 | $3,235 |
| Total Monthly Payment | $2,948 | $3,045 | $3,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.