103 S Harmony Hill Road, Pawling, NY, 12564 | $775,000

Properties like this don't come along often! As you turn off the road, the world quiets. The driveway pulls you back through a canopy of mature trees, and by the time the house appears, you already feel the privacy with over five acres, buffered on all sides, thoughtfully expanded and upgraded far beyond its 1975 origins. Step inside to a living room anchored by a stone fireplace, original hardwood floors, and warm, inviting walls. As you keep going, the formal dining room opens up with vaulted ceilings and large exposed wooden beams built for long dinners and easy conversation. Then you reach the kitchen, and you stop. Cherry cabinetry, stone countertops, a center island and at the heart of it all, a professional Garland gas range with six burners, a 24" raised griddle, broiler, and two full ovens. A large walk-in pantry keeps everything within reach. This kitchen was built to match your food-inspired ambition. Down the hall, two bedrooms with sizeable closets and a full bathroom lead you to the primary suite. This space features soaring ceilings, hardwood floors, a primary bath with a freestanding copper soaking tub, a glass-enclosed tiled shower, and a custom walk-in closet with built-ins for two. The lower level offers a gym with shock-absorbing flooring and its own shower bath, a home office, an original wood stove, laundry, and finished flex space including a bar room ready for entertaining. Outside, 26 owned solar panels keep electricity costs between $0–$150/month. A three-car garage sits steps away, a whole-home generator has you covered, and a 2, 400 SF steel barn on the southwest corner opens up possibilities as wide as the land itself. Minutes from the Village of Pawling and Metro-North, this is country living without compromise.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Basement, Inside
  • Style: Ranch
  • Year Built: 1975
  • Garage: 3-car
  • Heating: Baseboard, Oil
  • Cooling: Central Air
  • Basement: Finished, See Remarks, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 3,729
  • Acreage: 5.34
  • Est. Taxes: $15,066
  • Lot Desc: Cleared, Corner Lot, Front Yard, Level, Near Public Transit, Near School, Near Shops, Part Wooded, Rolling Slope
  • Water Front: Yes
  • Elem. School: Pawling Elementary School
  • Middle School: Pawling Middle School
  • High School: Pawling High School
  • School District: Pawling
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 989668
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/989668/103sharmonyhillroad_pawling_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of McGrath Realty Inc   Phone: 845-855-5550

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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103 S Harmony Hill Road, Pawling, NY, 12564

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $1,256 $1,256 $1,256
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,817 $3,915 $5,149
Total Monthly Payment $5,165 $5,263 $6,497

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.