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Reduced Price! Close to skiing and the Berkshires.
Once the Flood farmhouse, circa 1850. Over 3400 sf sited on 5 acres. Beautiful perennial gardens. Farmland views of the Taconic Range. Attached 2-car garage.
The main floor has an office, that connects the home to the garage. Formal living room and formal dining room. The primary suite includes both his and hers full bathrooms, and a changing room.
On the second floor is an apartment with its own access to the outdoors. Seller wishes to reside as a paying tenant. and is on a wait list. Departure date is negotiable.
This farmhouse has been loved throughout the years. The price reflects the need for some upgrades.
Located just off Route 22. Yonderview Road also goes to Route 23 and close to Catamount Ski Area and Adventure Park. The Berkshires are moments away. Convenient to so many cultural venues such as Tanglewood, Jacobs Pillow, even Woodstock (just a little over an hour away). Take a bicycle ride on the Harlem Valley Rail Trail or experience the farm-to-table restaurants. There is so much to do.
Columbia County is ~ two hours from New York City and ~2. 5 hours from Boston. Amtrak is ~ 1/2 hour away in Hudson (shopping, antiquing). MetroNorth is in Wassaic, ~35 minutes south on Route 22.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $681 | $681 | $681 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,464 | $2,741 | $3,554 |
| Total Monthly Payment | $3,237 | $3,514 | $4,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.