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Pretty curb appeal on a quiet street-just in time for summer! This beautifully and thoughtfully updated home is ideally located just steps to the sandy beach, with a short stroll to great restaurants and access to a popular boardwalk perfect for walking, jogging, and cycling. A covered front porch welcomes you into a sun-filled open floor plan featuring gleaming hardwood floors throughout. The kitchen shines with pretty white cabinetry, honed granite countertops, new stainless-steel appliances, and a breakfast bar, with easy access to a deck offering water views and refreshing ocean breezes. The fenced rear yard provides a perfect space for relaxing or entertaining. The first floor includes two bedrooms (one with water views) and a remodeled full bath with a tub/shower enclosure. Stairs to the finished attic/loft offers flexible space ideal for a guest bedroom or home office. The lower level adds even more living space along with an additional full bath with a stall shower. Additional highlights include low-maintenance cedar-impression vinyl siding, gas heat, new central air, and a one-car garage. Perfect as a starter home, downsizing option with one-level living, weekend retreat, or a savvy investment property. Conveniently located with close proximity to New Haven and the Metro-North train for easy commuting.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Dining Room | Ceiling Fan,Combination Liv/Din Rm,Hardwood Floor | Main |
| Eat-In Kitchen | Remodeled,Balcony/Deck,Breakfast Bar,Ceiling Fan,Granite Counters,Hardwood Floor | Main |
| Full Bath | Remodeled,Tub w/Shower,Tile Floor | Main |
| Full Bath | Stall Shower,Tile Floor | Lower |
| Living Room | Ceiling Fan,Combination Liv/Din Rm,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
| Rec/Play Room | Laminate Floor | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $505 | $505 | $505 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,946 | $2,524 |
| Total Monthly Payment | $2,330 | $2,526 | $3,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.