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Charming 4-Bedroom Home in the Edgefield community in Bluffton. Great opportunity to own a 4-bedroom, 3 full bath home in the desirable Edgefield community! This home features a spacious living room and an eat-in kitchen, along with a convenient first-floor bedroom-perfect for guests or a home office. Upstairs, you'll find three additional bedrooms, including a generous primary suite. The first floor has been updated with newly installed LVP flooring, cottage trim, and smooth ceilings, adding a fresh, modern touch. Enjoy relaxing on the covered front porch-ideal for rocking chairs and quiet evenings. The property also includes an attached one-car garage, a storage shed, and a manageable 0. 14-acre yard. Located in a family-friendly neighborhood, residents enjoy access to a community pool, basketball court, and playground just around the corner. Conveniently situated near schools, shopping, dining, and only a short drive to downtown Bluffton and Savannah. Built in 2005, this home offers great potential and just needs a little TLC to make it truly shine as your perfect family home. Great home for a growing family, first time homebuyer or an investor - great for rental income. Sold as is.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,870 | $2,444 |
| Total Monthly Payment | $1,873 | $1,945 | $2,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.