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Top-floor. Two true en-suite bedrooms. Downtown Oldsmar at your doorstep. Welcome to Unit #324 at the Oldsmar Galleria — a move-in-ready, corner of Pinellas County where thoughtful updates, a smart layout, and a walkable lifestyle come together.
Step inside to an open floor plan dressed in fresh interior paint, brand-new carpet, and ceramic tile flowing through the main living spaces. The kitchen is built for real life — a welcoming breakfast bar for morning coffee or casual conversation, an appliance suite including refrigerator, dishwasher, built-in microwave, and disposal, and clean sightlines into the 20x13 living room that anchors the home.
From your private balcony on the top floor — the third and highest level — take in mixed downtown views and the easy Florida breeze. The balcony functions as a true outdoor extension of the living area: a morning coffee perch, a sunset lounge, a quiet place to exhale at the end of the day.
And then there's the neighborhood. Downtown Oldsmar has quietly become one of the Bay Area's most charming small-town-feel destinations — walkable streets, R. E. Olds Park on the shoreline of Old Tampa Bay, Oldsmar library, the Farmers Market, local cafés and restaurants, and year-round community events that turn neighbors into friends. You're minutes from the Veterans Expressway, an easy drive to Tampa International, and well-positioned for Westshore commutes or a spontaneous Gulf beach day.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,511 | $1,976 |
| Total Monthly Payment | $1,877 | $1,935 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.