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Back on the market due to buyer Welcome Home to 49 Martha Street!! A charming 3-bedroom shotgun ranch nestled on a peaceful, dead-end street where pride of ownership is evident at every turn. Thoughtfully maintained and move-in ready, this 988 sq ft home packs incredible value into every square foot, offering the perfect blend of comfort, character, and convenience. Step inside and be greeted by soaring cathedral ceilings that instantly open up the living space, bathing the home in natural light and creating an airy, welcoming atmosphere that feels far larger than the footprint suggests. The smart shotgun layout flows seamlessly from room to room, making everyday living effortless. Need more space? the finished basement delivers - whether you envision a home office, fitness room , media lounge or playroom, the possibilities are wide open. A one-car garage adds everyday practicality and additional storage. Life outside is just as good. East Providence offers the scenic 14- mile East Bay Bike Path along Narragansett Bay, the historic Crescent Park Carousel - a National Historic Landmark - and year -round community events. Minutes away, downtown Providence delivers WaterFire, the RISD Museum, Roger Williams Park & Zoo, and Federal Hill's legendary dining scene. Top schools, parks, and shops complete the picture. This one checks every box - don't wait!!
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Our Executive Mortgage Banker:
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$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $442 | $442 | $442 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,703 | $1,895 | $2,457 |
| Total Monthly Payment | $2,220 | $2,412 | $2,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.