21 Waterside Drive, Beaufort, SC, 29907 | $2,450,000

Sunsets here don't just happen, they perform, painting the Lowcountry sky in fiery hues that feel reserved exclusively for this elevated bluff on Lady's Island. This four-level waterfront sanctuary, cherished for 29 years by a single devoted owner who elevated every detail into a true Lowcountry legacy. Now, it awaits its next steward to continue the tradition of refined coastal elegance. Spanning approximately 5, 500 square feet, this rare residence offers unmatched versatility and privacy, just minutes from the charm, dining, and boutique shopping of historic downtown Beaufort yet worlds away in serene, deepwater tranquility. The main living floor has soaring ceilings, abundant natural light, extensive custom millwork, and expansive porches that invite the water views inside. The updated gourmet kitchen, with sleek quartz countertops and premium appliances, anchors the home for intimate dinners or grand waterfront entertaining. Three spacious bedrooms, each with its own private ensuite bath, provide comfort and privacy. The primary suite is an oversized retreat overlooking the water. The standout flexibility comes from the extraordinary bookend levels. The fourth-floor loft serves as a private oasis, complete with a full bath, mini kitchen, and rear balcony offering sweeping views. Ideal as a luxurious guest suite, creative studio, quiet workspace, or personal getaway. The first level boasts a stunning, self-contained 900-square-foot apartment with its own full kitchen and bath and outdoor patio. Perfect for multigenerational living, an in-law suite, income potential, or private quarters for extended family or guests. An elevator ensures effortless access between all four levels. Outside, beautifully landscaped grounds and a charming garden lead directly to your private dock on Factory Creek, your gateway to boating, fishing, and the Intracoastal beyond. After nearly three decades of loving stewardship, 21 Waterside Drive stands ready as a meticulously maintained masterpiece. This is more than a residence, it is a lifestyle where Lowcountry heritage, modern sophistication, and uninterrupted waterfront serenity converge. Rare opportunities on the water like this do not linger. Welcome to your private horizon. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.

Features

  • Amenities: Dog Park, Dock, Lawn Maintenance, Playground, Walking Trail
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Development: Ladys Island
  • Year Built: 1997
  • Heating: Electric, Central
  • Cooling: Electric, Central Air
  • Basement: Yes
  • Approx Sq. Feet: 5,481
  • Acreage: 0.29
  • View: Water
  • Appliances: Built-In Electric Oven, Auto/Gar/Opener, Cable TV/Available, Dishwasher, Disposal, Dryer, Fire Alarm, Microwave, Refrigerator, Washer, Wine Cooler
  • MLS#: 195607
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /eprop/195607/21watersidedrive_beaufort_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of Lowcountry Real Estate   Phone: 843-521-4200

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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21 Waterside Drive, Beaufort, SC, 29907

$2,450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,960,000 $1,960,000 $1,960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.235% 6.164%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,594 $11,909 $16,540
Total Monthly Payment $11,719 $12,034 $16,665

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.