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The Mountain House Built in 2024, this Catskills cabin focuses on efficiency and comfort. Radiant heat on the lower level warms the home throughout. The first floor features an open layout that connects the dining area, living room, and kitchen. The living room has vaulted ceilings and large windows that showcase the mountain views and center on the fireplace. The kitchen includes quartzite counters, custom cabinetry, and a central island for prep. The home places primary bedroom suites on both the main and lower levels, offering flexibility and privacy. From the dining area, doors lead to 38 feet of elevated decking, including a covered section and an open span oriented toward the sun and surrounding landscape. The lower level includes a family room with a wet bar and wine refrigerator, and it opens out to additional decking overlooking the lawn. This level also contains utilities, including a washer, dryer, on-demand hot water system, air exchanger, and water filtration. A garage on the lower level includes radiant floor heat. A separate guest house, “The Bunkhouse, ” sits down the hill. It underwent a full refurbishment in 2024–2025 and includes two bedrooms, one and a half baths, a living room, and a combined kitchen and dining area with new appliances. A large front deck faces the view. The structure also includes a one-car garage with electric service and insulation. The Bunkhouse property spans one private acre, along with an additional two-acre parcel and three surveyed lots ranging from 2. 5 to 3 acres, presenting an opportunity for minor subdivision or future expansion. Total acreage is just over 53 acres. Situated on a rural country road in the Town of Colchester, this is a low-tax area. Minutes to Route 17/86 and Route 206.
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Our Executive Mortgage Banker:
$1,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $291 | $291 | $291 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,905 | $6,319 | $8,776 |
| Total Monthly Payment | $6,321 | $6,735 | $9,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.