HIDDEN HARBOR WATERFRONT — 75 FT OF FRONTAGE ON ONE OF SEAFORD’S MOST DESIRABLE BLOCKS Rare opportunity to own true waterfront on Darby Lane, offering 75 feet of bulkheaded frontage, two floating docks, and quick access to the open bay—ideal for boaters and anyone who wants to fully enjoy the water. The backyard is set up exactly how you want it: a huge Trex deck with a seamlessly built-in above-ground pool (gift), plus tons of easily accessible storage underneath for all your waterfront gear. Exterior has been fully updated with vinyl cedar shake siding on all sides, newer windows, and an updated front entry that gives the home standout curb appeal. Inside, the layout is both functional and open. The custom kitchen features a large center island, granite countertops, gas cooking, stainless steel appliances, and plenty of cabinet and counter space. Just off the kitchen is a bright den/dining extension with sliders to the rear deck and oversized windows that create an all-seasons sunroom feel. Radiant heated tile floors run throughout the main living area, with oak flooring in the bedrooms and hi-hats throughout. All three bedrooms feature vaulted ceilings, including a primary with its own half bath. The lower level adds serious versatility with an outside entrance, a living area with a wood-burning fireplace, a bonus room with potential for a fourth bedroom, and a large unfinished utility/storage space with updated washer and dryer. There’s also easy access to plumbing, offering a great opportunity for an additional full bath. Additional features include an attached 1-car garage and ductless AC units throughout for efficient cooling. Photos have been enhanced(decluttered) for presentation purposes; home will be delivered vacant and clean. A waterfront property with space, flexibility, and a location that rarely becomes available.
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Our Executive Mortgage Banker:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,093 | $1,093 | $1,093 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,036 | $5,308 |
| Total Monthly Payment | $5,121 | $5,221 | $6,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.