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No HOA and USDA eligible! Welcome to this well-maintained 3 bedroom, 2 bath home in the quiet E. Z. Heights community of Lyman! Situated on a spacious lot that backs up to a scenic creek, this property offers a rare blend of privacy, functionality, and natural beauty. A standout feature is the oversized detached metal building, large enough for an RV, boat, or multiple vehicles-ideal for hobbyists, car enthusiasts, or those needing extra storage! The garage door could easily be converted to a taller door to accommodate a boat or RV. The basement adds even more versatility, offering a dedicated workshop area and an additional storage room- ideal for tools, hobbies, or seasonal items. Inside, you'll find an inviting open layout with abundant natural light, laminate flooring throughout the main living areas, and a cozy gas fireplace. The primary suite features a large walk-in closet, dual vanity, and a custom tile shower. Enjoy the tranquil backyard with access to the creek- perfect for relaxing or entertaining. Conveniently located just minutes from local schools, shopping, and I-85, this home combines easy commuting with small town charm. Don't miss the opportunity to make this unique property yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $96 | $96 | $96 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,867 | $1,970 | $2,593 |
| Total Monthly Payment | $2,038 | $2,141 | $2,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.