Welcome to 28 Moseman - a property filled with possibility—set on a beautiful, private acre in a highly desirable Somers location. With its easy Cape/Ranch-style layout and expansive, park-like setting, this is a home that not only lives comfortably today, but also invites future vision, expansion, and the opportunity to create something truly exceptional. Natural light fills the main living spaces, where oversized windows frame the surrounding greenery and bring the outdoors in. The kitchen—featuring stainless appliances and a charming beadboard ceiling—flows seamlessly into the dining and living areas, creating an easy, connected space for both everyday living and entertaining. A generously sized family room with a wood-burning fireplace, full bath, and its own entrance offers incredible flexibility—ideal for gatherings, extended-stay guests, or a private workspace. Wood floors run throughout the entire first floor. With three bedrooms and three full baths, the layout is both functional and adaptable. The main level supports convenient single-level living, while upstairs, the home expands into a spacious Primary Suite paired with a versatile sitting loft—perfect for a reading area, office, or quiet retreat within the home. The lower level adds even more usable space, ready to accommodate recreation, work, hobbies, and storage. Step outside and the true potential of this property unfolds. The level, picturesque acre provides a rare and inspiring canvas—equally suited for outdoor enjoyment today or for those looking to expand, enhance, or reimagine the home to maximize its setting and long-term value. A detached 3+ car garage with a pellet stove and lofted storage further adds to the functionality and opportunity. Ideally located just minutes from parks, shopping, dining, Metro-North, and major highways, this property offers both immediate comfort and exceptional upside in a prime setting. With notably low taxes (not including STAR exemption for those who qualify), this is a unique chance to enjoy today while planning for tomorrow.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $1,062 | $1,062 | $1,062 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,694 | $4,863 |
| Total Monthly Payment | $4,703 | $4,848 | $6,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.