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This IS the ONE !!!, Location, Location in Pearl River, Close to Schools, Train, Major Highways Shopping/Restaurants, and NJ Border. 3-4 Bdrm, 2 Full Baths, Over 1560 SqFt on approx 1/3 acre of level manicured fenced in property w/sprinkler system. Newly Renovated (Kitchen-SS Appliances, Quartz Counters, Full Ceiling Height Cabinets. plus Kitchen Island). New HVAC System and 200 AMP Panel. ALL rooms freshly Painted. 4-Season Sunroom (potential bdrm). Home Office (potential Add'l bdrm). Bright, Spacious and Airy Ranch Style Home. Newer Windows, Furnace, Heater, Patio Pavers, and Central Air Conditioning System. Separate Laundry Room, Full Attic and Utility Room for Tremendous Storage. Spacious yard ideal for Summer BBQ's with New Double Shed too. Ideal home for first timers or those downsizing, especially being everything (including Bedrooms) on first/one level. This move-in ready Gem will not last !!! Schedule a showing Today !!!
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Our Executive Mortgage Banker:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $918 | $918 | $918 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,988 | $3,152 | $4,150 |
| Total Monthly Payment | $3,998 | $4,162 | $5,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.