|
Welcome to this stunning expanded ranch in desirable Smithtown, set back on a generous 0. 87-acre lot offering exceptional privacy. This bright and spacious three-bedroom, three-bath home features approximately 1, 700 sq. ft. of interior living space, thoughtfully designed for both comfort and functionality. Step into a welcoming central hall leading to an updated kitchen and an open-concept living and dining area, highlighted by a charming wood-burning fireplace. Custom bookcase in 1 bedroom , while the main bathroom conveniently includes a washer and dryer. Enjoy additional living space in the versatile three-season room—perfect for relaxing or entertaining year-round. The finished basement offers even more flexibility, complete with a full bath, cedar closet, and abundant storage. Recent updates include a newer roof and central air conditioning system (approximately 6 years old). The home also features an attic for storage, a large garage, and a private driveway. The expansive backyard provides outstanding privacy with plenty of room for a pool, along with in-ground sprinklers and a beautiful patio ideal for outdoor entertaining. A rare opportunity to own a well-maintained home with space, comfort, and convenience in a prime location. Professional photos coming soon.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$808,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $646,400 | $646,400 | $646,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $1,331 | $1,331 | $1,331 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,772 | $3,928 | $5,239 |
| Total Monthly Payment | $5,195 | $5,351 | $6,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.