1991 Highgate Road, Swanton, VT, 05488 | $409,900

Set against a backdrop of open farmland and beautiful Vermont sunrises, this 3-bedroom, 2-bath farmhouse offers a blend of character, functionality, and flexibility. Enter through a classic mudroom with integrated laundry—an ideal everyday entry connecting the attached 2-car garage to the home. Inside, the first floor features a comfortable, open flow between the kitchen, dining, and main living areas, creating a natural space for gathering and day-to-day living. A separate front living room provides a quieter spot to unwind or could serve as a home office or den. The layout offers versatility, with the option to easily reverse the current dining and living room setup—allowing the main living space to be centered around the patio doors, scenic views, and pellet stove for a warm and inviting focal point. The kitchen includes a distinctive pantry crafted from the home’s original staircase, adding a thoughtful touch of history and charm. Just beyond, a large back deck overlooks peaceful fields, offering the perfect setting for outdoor dining or relaxing evenings. Upstairs, the primary bedroom is generously sized and filled with natural light, complete with a ¾ bath featuring a jetted tub and a walk-in closet with built-in shelving and additional under-eave storage. Two additional bedrooms offer ample space, with one providing a bonus area well-suited for a playroom, office, or flex space. Custom built-ins throughout the home enhance both storage and character. This property maintains the feel of a traditional Vermont farmhouse while supporting the needs of modern living. Located just minutes from the interstate and nearby shopping, this home offers the convenience of accessibility without sacrificing its peaceful country setting.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Farmhouse
  • Year Built: 1890
  • Garage: 2-car Garage
  • Heating: Propane,Kerosene,Pellet Stove,Floor Furnace,Monitor Type
  • Cooling: None
  • Basement: Concrete Floor,Crawl Space,Interior Stairs,Exterior Access
  • Approx Sq. Feet: 2,150
  • Acreage: 1
  • Est. Taxes: $4,383
  • Lot Desc: Country Setting
  • Elem. School: Swanton School
  • Middle School: Missisquoi Valley Union Jshs
  • High School: Missisquoi Valley UHSD #7
  • School District: Missisquoi Valley UHSD 7
  • MLS#: 5085251
  • Website: https://www.raveis.com
    /prop/5085251/1991highgateroad_swanton_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/6/2026
Listing courtesy of Prudential Cioffi Realty   Phone: 802-868-4560
Listing Agent: Renee Cioffi

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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1991 Highgate Road, Swanton, VT, 05488

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.710%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,964 $2,046 $2,678
Total Monthly Payment $2,404 $2,486 $3,118

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.