3 CREEK COURT, Palm Coast, FL, 32137 | $869,000

Under contract-accepting backup offers. Welcome to your waterfront retreat in Palm Coast coveted sailboat country. The rare 180-foot southern exposure tip lot overlooks the confluence of four canals that create the wide-open beauty of Crazy Horse Cove. The Intracoastal is less than a 10 minute bridge-free boat ride away from the renovated 50-foot deep-water dock — perfect for your catamaran, yacht, fishing boat, or trawler. There’s also a separate boat lift and additional guest dock space. With no HOA or CDD fees and located in an “X500” flood zone, this property offers peace of mind.
Fully renovated by the owner/contractor, this solid concrete block home offers 2, 701 square feet of thoughtfully updated living space. Improvements as of 2021 include a new roof, interior and exterior paint, A/C and ductwork, luxury vinyl and tile flooring, custom cabinetry in kitchen and baths, solid core doors with custom trim work plus 6" base boards throughout. The split plan is ideal for multi-generational living or short-term rental use.
The large gallery style foyer welcomes you to a light-filled living area where water views take center stage. The chef-inspired kitchen features custom cabinetry, corner pantry, granite countertops and 9' island. Note the nearby walk-in pantry/laundry. Appliances include a Bosch induction cooktop and refrigerator. The living room has high ceilings with custom built-ins and a cozy wood-burning fireplace.
The spacious owner’s suite with sitting area, includes a large walk-in closet and shoe closet. The ensuite bath has a freestanding soaking tub with a waterfall faucet and handheld shower. The large 6' walk-in shower offers both ceiling mount and hand-held fixtures plus glass doors and Italian porcelain tile surround. On the other side of the house, enter the beautifully updated private guest wing offering 2 bedrooms. The bath featuring custom cabinets and a ceiling-mounted rain shower. French doors lead to the fourth bedroom currently serving as an office and is perfectly suited as flex space.
Outdoor living shines here. Relax under the new pergola with custom grilling station (Big Green Egg conveys) or unwind in the new spa on the screened lanai overlooking the wide canal. Did I mention the new putting green? A large two-car garage is having epoxy floors done 5/7. Workbenches adds functionality, plus drop down storage in attic. The quiet cul-de-sac location enhances privacy. There's a private irrigation well. Plenty of room for a pool of your choice.
The yard includes pineapples, dragon fruit and fruit trees — lemon, mango, olive and banana and macadamia tree in front yard. Your backyard becomes a front-row seat to dolphins, manatees, tarpon, and coastal birds.
Just minutes away is European Village, offering shops, restaurants, and a popular Sunday farmers market. Pristine Atlantic beaches are only 10 minute drive away. You’re also conveniently located 35 minutes to Daytona Beach International Airport and 25 minutes to historic St. Augustine.
Palm Coast, a thoughtfully planned community, features over 130 miles of interconnected walking and biking trails, two modern community centers (including one with an Olympic pool, tennis, and pickleball), plus 17 public and private golf courses. New state-of-the hospitals are nearby.
3 Creek Court offers the ultimate Florida lifestyle — boating, beaches, golf, nature, and vibrant coastal living — all from your own private waterfront paradise.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch, Traditional
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,701
  • Acreage: 0.31
  • Est. Taxes: $5,171
  • Lot Desc: Cul-De-Sac, City Lot, Tip Lot
  • View: Water
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: FC302476
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/FC302476/3creekcourt_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/28/2026 12:01:45 AM)
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE   Phone: 904-996-9115

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3 CREEK COURT, Palm Coast, FL, 32137

$869,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $695,200 $695,200 $695,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.203%
Monthly Tax Payment $431 $431 $431
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,168 $4,280 $5,866
Total Monthly Payment $4,691 $4,803 $6,389

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.