|
Under contract-accepting backup offers. Located in Hernando County on Florida's Nature Coast, Spring Hill offers quick access to Weeki Wachee Springs State Park, Gulf Coast beaches, and the Withlacoochee State Forest, with Tampa less than an hour south for work, entertainment, and the airport. This home stands out with thoughtful upkeep and key updates already completed, including tie-downs and plumbing brought to FHA standards in 2021. Inside, the layout offers a comfortable and functional flow with a bright living area that opens into the dining space. The dining room features built-in cabinetry that adds both charm and practical storage, creating a focal point you don’t typically find at this price point. The kitchen is positioned for easy access to both the dining and living areas, making everyday living and entertaining feel natural and connected. Both bedrooms are generously sized with walk-in closets, and the home includes two full bathrooms. Built-in features continue into the bathroom, adding extra storage and character while keeping the space efficient and organized. Just off the living room, a screened-in porch creates the ideal spot to enjoy the Florida weather year-round. Outside you have a fully fenced yard with fresh landscaping and a newly repainted exterior that gives the home a clean, refreshed look. The covered carport includes a screened area that works perfectly as an outdoor sitting space or additional storage. The backyard offers even more functionality with a storage shed, plenty of space to spread out, and a lawn mower that conveys with the sale. All appliances are included, furnishings are negotiable, and the home is wired for a generator. The generator itself does not convey but may be purchased separately from the owner. There is no HOA, offering flexibility for homeowners without added restrictions. Between the outdoor features, interior storage options, and key updates already completed, this property checks boxes that many homes in this range simply do not. A great opportunity for first-time home buyers or those looking to downsize into a well-maintained, easy-living property.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $97 | $97 | $97 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $714 | $743 | $971 |
| Total Monthly Payment | $886 | $915 | $1,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.