620 LAKE DRIVE, Oviedo, FL, 32766 | $395,000

Under contract-accepting backup offers. Welcome to your lakeside retreat at 620 Lake Drive in the heart of Chuluota—where peaceful living meets everyday convenience. Nestled on a quiet street with no HOA, this charming 3-bedroom, 2-bath home offers the freedom and serenity you’ve been searching for.

Set along the shores of beautiful, spring-fed Lake Catherine, you’ll enjoy stunning waterfront views and the kind of tranquil setting that’s hard to find. Inside, the home features laminate wood flooring throughout and fresh interior paint, creating a clean, cohesive feel from room to room.

The kitchen is both functional and inviting, complete with 42” cabinets, tile backsplash, and under-cabinet lighting—perfect for cooking and entertaining. The dining room stands out with a warm tongue-and-groove wood ceiling, adding character and charm.

Recent updates include newer sliding glass doors that lead out to a covered and screened patio, ideal for relaxing evenings or weekend gatherings. The spacious backyard offers plenty of room to enjoy the outdoors, whether you're hosting, gardening, or simply taking in the lakefront views.

Additional highlights include a 1-car garage plus a 1-car carport, providing ample parking and storage.

If you’ve been dreaming of lakefront living with no restrictions, this is your opportunity—what are you waiting for?

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 145
  • Laundry: Inside, Laundry Room
  • Year Built: 1961
  • Garage: 1-car Covered, Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,389
  • Acreage: 0.25
  • Lot Size: 75 x 145
  • Est. Taxes: $2,077
  • View: Water
  • Water Front: Yes
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6401724
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/O6401724/620lakedrive_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 4:38:29 AM)
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY   Phone: 407-695-2066

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

620 LAKE DRIVE, Oviedo, FL, 32766

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $173 $173 $173
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,895 $1,971 $2,603
Total Monthly Payment $2,143 $2,219 $2,851

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.