|
This beautifully maintained expanded 4 bedroom 2. 5 bath Colonial with charming rocking chair front porch blends timeless character with thoughtful modern updates-perfect for everyday living. Located in sought-after Pearl River in the Pearl River school district the property offers a rare combination of space, charm, and functionality. Extensive landscaping with vibrant floral paintings surrounds the home. The large side yard is designed for gathering-featuring a spacious patio, outdoor firepit, and expansive open area ideal for entertaining. A thriving vegetable garden with underground irrigation adds both beauty and practicality. Step inside to an open-concept layout with hardwood floors throughout. The family room with wood-burning fireplace flows seamlessly into the spacious eat-in kitchen offering granite counters, breakfast bar, deep sink, pot filler, pantry and reverse osmosis water in sink and refrigerator. A formal dining room, living room and sunroom create multiple spaces for hosting or relaxing. A convenient half bath completes the main level. The second floor is anchored by a spacious primary suite, highlighted by a vaulted ceiling with two fans, his and hers walk-in closets and a full en-suite bathroom featuring a soaking tub and an overhead rainfall. In addition there are three bedrooms, a full bath and laundry room. The home was updated with an addition in 2008, roof, updated windows, insulation upgrades, two-zone central-air and new siding contributing to overall efficiency and comfort. This home offers a rare blend of historic charm, modern efficiency and exceptional indoor/outdoor living. Close to train, bus and major highways, shopping, restaurants, parks and schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$869,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $695,200 | $695,200 | $695,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,331 | $1,331 | $1,331 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,893 | $4,224 | $5,820 |
| Total Monthly Payment | $5,316 | $5,647 | $7,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.