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404 Lloyd Avenue, #404, Providence, RI, 02906 | $899,000
Welcome to 404 Lloyd Avenue, a rare and sophisticated gem nestled in the heart of Providence's East Side. This impeccably maintained residence offers the best of both worlds: the effortless lifestyle of a condo with the spacious feel and presence of a stately single-family home. From the moment you step inside, you'll be captivated by the timeless architectural details, from the rich oak woodwork and elegant archways to the striking beamed ceilings that add a sense of historic grandeur to the living spaces. With two cozy fireplaces and an abundance of natural light streaming through updated replacement windows, every room feels inviting. The home features a remodeled chef's kitchen equipped with a dedicated wine fridge and updated appliances, three bedrooms and two-and-a-half updated bathrooms. You'll also enjoy significant mechanical upgrades, including a brand-new boiler and hot water heater, as well as central air conditioning. The basement has room for plenty of storage as well as a laundry area with a bulkhead. Beyond your front door, the very best of Providence is just minutes away, with the home perfectly positioned near the vibrant boutiques and cafes of Wayland Square, the scenic walking paths of Blackstone Boulevard, and the world-class campuses of Brown University and RISD. With a dedicated parking for one car in the back and a quaint outdoor area, you have the perfect East Side sanctuary to call your own. More photos coming!
Features
- Parking: 1-car
- Heating: Gas,Steam
- Cooling: Central Air
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Unit
- Year Built: 1900
- Common Charge: $500 Monthly
- Approx Sq. Feet: 2,037
- Acreage: 0.06
- Est. Taxes: $7,595
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator
- MLS#: 1410419
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
404 Lloyd Avenue, #404, Providence, RI, 02906
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $633 | $633 | $633 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,027 | $4,370 | $6,021 |
| Total Monthly Payment | $4,752 | $5,095 | $6,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB