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Presented by
Lisa Siapanides |
3954 NE 13th Dr, Homestead, FL, 33033 | $393,000
Welcome to Portofino Palms at Waterstone II, one of Homestead FL's most sought-after gated communities. This beautifully updated single-story 4 bedroom, 2 bathroom home is a rare find and is truly move-in ready at $393, 000. Single-story layouts are genuinely hard to come by inside Waterstone II, making this a standout opportunity for buyers seeking comfort, accessibility, and easy everyday living all on one level. Step inside and discover a bright open floor plan finished with tile floors throughout every room. The brand-new kitchen is the heart of the home, complemented by all-new interior paint that makes every space feel fresh and modern. A brand-new AC system ensures year-round comfort, while the spacious primary suite features a generous walk-in closet. In-unit laundry and a 1-car garage add exceptional everyday convenience. Living in Portofino Palms means enjoying 24-hour guard-gated security, a resort-style clubhouse pool, fitness center, playground, and scenic walking and jogging trails, all with low HOA fees. Perfectly positioned minutes from the Florida Turnpike, Baptist Health Homestead Hospital, top-rated schools, and popular shopping and dining. Adventure is close by with 2 National Parks, the Florida Keys just 30 minutes away and Homestead Air Reserve Base just around the corner. This home is FHA and VA eligible, opening the door for a wide range of qualified buyers. Do not miss this rare single-story gem. Schedule your private showing today!
Features
- Bedrooms: 4
- Baths: 2 full
- Laundry: In Garage
- Style: Detached,One Story
- Year Built: 2005
- Garage: 1-car Paver Block
- Heating: Central,Electric
- Cooling: Central Air,Electric
- Approx Sq. Feet: 1,260
- Est. Taxes: $4,512
- HOA Fee: $85 Monthly
- Lot Desc: < 1/4 Acre
- View: None
- Elem. School: Mandarin Lakes K-8 Academy
- High School: Homestead
- Pets Allowed: Yes
- Pet Policy: Conditional,Yes
- Appliances: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
- MLS#: A12003217
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/A12003217/3954ne13thdr_homestead_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lisa SiapanidesLicensed Real Estate Salesperson
914.804.0412
Lisa.Siapanides@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3954 NE 13th Dr, Homestead, FL, 33033
$393,000
Lisa Siapanides
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.804.0412
Lisa.Siapanides@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $314,400 | $314,400 | $314,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $376 | $376 | $376 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,810 | $2,013 | $2,611 |
| Total Monthly Payment | $2,261 | $2,464 | $3,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388