8050 TRACY CIRCLE, Port Charlotte, FL, 33981 | $999,900

WOW, this home has it all! Exceptional waterfront living in the highly sought-after waterfront community of South Gulf Cove on 2 lots with 182 feet of seawall, plus an additional 153x85x140 ft. lot across the street with its own fire pit area. This beautifully maintained property offers 3 bedrooms, 2 bathrooms, plus a pool bath, along with an impressive blend of indoor comfort, outdoor living, boating amenities, and incredible garage and storage space.
From the moment you arrive, you’ll notice the screened front entry, electric roll-down front door closure, and lush mature landscaping surrounding this meticulously manicured property. Inside, the home showcases beautiful architectural details throughout, including chair rail in the dining area, a tray ceiling in the primary bedroom, and under-vanity lighting in the primary bath. The kitchen features granite countertops, a custom bar to match, and a custom-built pantry.
This home is loaded with upgrades, including 3-zone HVAC controls, ADT alarm on both the house and detached garage, 8 security cameras with recorder and TV, Manabloc plumbing, water softener, and a 5-stage reverse osmosis system plumbed to the refrigerator and laundry tub. Additional features include pull-down attic storage with plywood flooring, 8-zone irrigation, two drilled wells for lawn watering, upgraded St. Augustine grass, Regency ceiling fans, and accordion storm shutters with additional acrylic panels for select windows.
The outdoor space is just as impressive. Enjoy the pool with a new saltwater chlorinator system and pool heater replaced in 2024, added pool closet storage with shelving is a bonus, 2 outdoor Bose speakers, and 6 interior speakers powered by a Yamaha sound system. A paver walkway leads to the 7x30 cement dock, with additional paver access along the right side of the home from front to back. Boaters will love the 10, 000 lb boat lift, 29' canopy cover, and 24' aluminum walk plank.
Car lovers, hobbyists, and anyone needing serious storage will appreciate the attached double garage, plus a single garage ideal for a craft room, workshop, hobby space, fitness area, or flex space. The standout feature is the detached 24x48 garage with an 18x10 overhead door, wired for a generator and perfect for a car collection, boat storage, RV or trailer storage, workshop, business equipment, or recreational gear.
Located in one of Charlotte County’s most desirable waterfront communities, South Gulf Cove is a boater’s dream with 55 miles of canals, a short ride to the Zephyr Waterway and one bridge to open water. Convenient to boating, fishing, Gulf beaches, golf courses, dining, and more, this property offers the ultimate Florida lifestyle. Pride of ownership shines throughout, and with most furnishings and features already in place, this home is nearly turnkey with only a few excluded items. Opportunities like this are rare. With exceptional waterfront access, extensive garage space, premium upgrades, and beautifully maintained grounds, this is truly one of South Gulf Cove’s standout properties.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2002
  • Garage: 7-car Garage Door Opener, Oversized, Workshop in Garage
  • Heating: Central, Zoned
  • Cooling: Central Air, Wall/Window Unit(s), Zoned
  • Approx Sq. Feet: 2,632
  • Acreage: 0.69
  • Est. Taxes: $8,131
  • HOA Fee: $120 Annually
  • Lot Desc: Corner Lot, Irregular Lot, Oversized Lot
  • View: Garden, Park/Greenbelt, Water
  • Water Front: Yes
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6147172
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/D6147172/8050tracycircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 1:04:53 PM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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NMLS Mortgage Loan Originator ID 16953

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8050 TRACY CIRCLE, Port Charlotte, FL, 33981

$999,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,920 $799,920 $799,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.218% 6.133% 6.183%
Monthly Tax Payment $678 $678 $678
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,732 $4,796 $6,750
Total Monthly Payment $5,502 $5,566 $7,520

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.