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Discover an exceptional lifestyle in this meticulously maintained 3-bedroom, 2-bathroom home, perfectly positioned within a vibrant Lake Hartwell community. As you approach, the welcoming front porch, crafted with durable Trex decking and aluminum railings, offers a charming introduction. Inside, the great room immediately captivates with stunning winter water views of Lake Hartwell and a cozy rock fireplace, ideal for cool evenings. The eat-in kitchen is a culinary delight, featuring elegant quartz countertops and a convenient coffee bar area, while a separate laundry room includes a practical pantry. This single-story residence also provides a dedicated study and three well-appointed bedrooms. The primary ensuite boasts a walk-in shower, and ample closet space. The lower level reveals an oversized garage, perfect for accommodating a truck or boat, alongside an unfinished area with plumbing for a future bathroom, offering excellent potential for additional living space. Step out onto the screened porch, a serene sanctuary where you can unwind and savor the surrounding natural beauty. This home enjoys an enviable location adjacent to the community center, pickleball courts, and pool. A short stroll leads to the community beach and boat ramp, providing easy access for kayaking or enjoying breathtaking sunsets over the lake. Golf enthusiasts will appreciate the challenging 18-hole Chickasaw Point golf course, complete with a pro-shop and full restaurant. This gated community presents an abundance of amenities, making this a truly remarkable opportunity.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,130 | $2,246 | $2,918 |
| Total Monthly Payment | $2,205 | $2,321 | $2,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.