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5318 Congo CT, Cape Coral, FL, 33904 | $649,900
Experience the ultimate WATERFRONT LIFESTYLE in this fully remodeled Gulf-access residence, where luxury finishes meet effortless indoor-outdoor living. Perfectly positioned just MINUTES TO OPEN WATER, this property is a true boater’s dream, offering DIRECT SAILBOAT ACCESS with NO BRIDGES and a private setup designed for both relaxation and adventure. Step inside to a light-filled, open-concept design featuring WOOD-PLANK STYLE LUXURY VINYL FLOORING, CROWN MOLDING, AND PLANTATION SHUTTERS THROUGHOUT. The designer kitchen is the centerpiece of the home, showcasing CUSTOM SOFT-CLOSE CABINETRY, LEVEL 5 QUARTZ COUNTERTOPS, STAINLESS STEEL APPLIANCES, AND AN OVERSIZED ISLAND ideal for entertaining. The seamless flow into the expansive living area creates a refined yet comfortable space, enhanced by serene water views from multiple rooms, including the primary suite. The outdoor living experience is where this home truly shines. Your PRIVATE BACKYARD OASIS features a heated pool with updated equipment, an expansive screened lanai, and multiple lounging and entertaining areas designed to capture BREATHTAKING WESTERN SUNSETS. After sunset, the home is enhanced by sophisticated exterior lighting. Beyond the lanai, the property extends to an impressive 80-FOOT COMPOSITE DOCK WITH CAPTAIN’S WALK, complete with a 10, 000 LB. BOAT LIFT, WATER, ELECTRIC, AND A CHARMING TIKI HUT—creating the perfect setting for waterfront dining, relaxing, or hosting guests. Enjoy the OVERSIZED one car garage at 15 foot width with finished appoxy floor. Additional upgrades include IMPACT WINDOWS AND DOORS (2021), A NEWER ROOF (2022), UPDATED HVAC (2024), WATER HEATER (2023), WHOLE-HOUSE WATER SOFTENER, EPOXY GARAGE FLOORING, AND EXTERIOR LIGHTING AND SECURITY FEATURES. With CITY WATER AND SEWER AND ALL ASSESSMENTS PAID, this home offers both peace of mind and premium convenience. The SELLER’S FLOOD POLICY IS TRANSFERRABLE, PROVIDING POTENTIAL SAVINGS FOR THE BUYER. Ideally located just a short boat ride or drive to the CAPE CORAL YACHT CLUB, BIMINI BASIN, AND CAPE HARBOUR, this exceptional property delivers a rare combination of modern luxury, prime boating access, and a true Southwest Florida lifestyle.
Features
- Amenities: None, Boating, Non-Gated
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 80 x 126 x 125
- Laundry: Washer/Dryer Hookup, In Garage, Sink
- Year Built: 1964
- Garage: 1-car 2+ Spaces, Deeded, Driveway Paved, Paved, Attached
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Basement: Ceiling Fan(s), Central Electric
- Approx Sq. Feet: 1,972
- Acreage: 0.23
- Lot Size: 80 x 80 x 126 x 125
- Est. Taxes: $9,356
- Lot Desc: Regular
- View: Canal
- Water Front: Yes
- Pool: In Ground, Electric Heat
- Pets Allowed: Yes
- Pet Policy: No Approval Needed
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Refrigerator/Icemaker, Reverse Osmosis, Self Cleaning Oven, Washer, Water Treatment Owned
- MLS#: 226016458
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/226016458/5318congoct_capecoral_fl?source=qrflyer
Listing courtesy of LOCAL REAL ESTATE LLC Phone: 239-221-8665
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5318 Congo CT, Cape Coral, FL, 33904
$649,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $780 | $780 | $780 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,245 |
| Total Monthly Payment | $3,986 | $4,116 | $5,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388