239 LUGANO WAY, Debary, FL, 32713 | $769,000

Welcome to a truly exceptional home that perfectly blends luxury, functionality, and flexibility ideal for today’s MULTI-GENERATIONAL living needs. Built in 2021 and thoughtfully designed, this expansive 5 bedroom, 5 bathroom residence with a 3-car garage offers space, style, and standout features at every turn. At the heart of the home is a stunning, NEW saltwater pool designed for both relaxation and entertaining. Featuring a lagoon-style design with a premium PebbleTec finish, this backyard oasis is only one year old and is complemented by a fully fenced yard, lush landscaping, and even your own fruit trees including lemon, mulberry, and banana—bringing a private, resort-style experience right to your doorstep. A full pool bath adds convenience for seamless indoor-outdoor living. Inside, the home showcases a highly desirable layout with two primary suites—one located downstairs and one upstairs—making it the perfect setup for multi-generational families or guests seeking privacy. The downstairs suite features a spa-like ensuite with dual vanities, a soaking tub, and a glass-enclosed shower. Upstairs, the luxurious primary retreat makes a grand impression with a double door entrance, opening into a spacious sanctuary complete with a private balcony—perfect for morning coffee or evening relaxation. The ensuite is truly spa-inspired, featuring dual vanities, a soaking tub, and a glass-enclosed shower, creating a peaceful, elevated retreat within the home. The second level includes four spacious bedrooms, one of which boasts its own private bathroom, ideal for guests or older children, while an additional guest bath features double vanities and a tub/shower combo. A standout feature upstairs is the HUGE loft, offering endless possibilities perfect for a media room, playroom, secondary living space, or home gym, adding even more flexibility to this already versatile floor plan. Designed for both everyday living and entertaining, the main level features tray ceilings, updated fixtures throughout, and a versatile home office or formal dining room. The gourmet kitchen is a true showstopper, complete with granite countertops, a natural gas stove with range hood, a butler’s pantry pass-through, and an oversized walk-in pantry—perfect for hosting and daily convenience. The open-concept layout flows seamlessly into the main living area, enhanced by built-in surround sound, with additional audio connectivity available in the garage. Additional highlights include ceramic wood-look tile flooring, a huge laundry room, and thoughtful upgrades throughout that elevate both comfort and style. This home offers the rare combination of modern construction, luxury upgrades, and a flexible floor plan making it one of the best options on the market for buyers seeking a move-in ready pool home with multi-generational living capabilities. Community amenities include 24-hour virtual guard security, resort-style pool, clubhouse with media and fitness center, playgrounds, splash pad, trails, and private boat ramp access to the St. John’s River. Conveniently located near the SunRail station with quick access to I-4. This home truly has it all, schedule your private showing today! Home may be under audio and visual surveillance.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Park, Playground, Pool
  • Rooms: 8
  • Bedrooms: 5
  • Baths: 5 full
  • Lot Size: 70 x 120
  • Laundry: Laundry Room
  • Year Built: 2021
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,852
  • Acreage: 0.19
  • Lot Size: 70 x 120
  • Est. Taxes: $518
  • HOA Fee: $454 Quarterly
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pool: In Ground, Salt Water
  • Pet Policy: Breed Restrictions
  • Appliances: Built-In Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: V4948684
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/V4948684/239luganoway_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2026 5:10:30 AM)
Listing courtesy of LIVELY REAL ESTATE   Phone: 386-562-6038

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

239 LUGANO WAY, Debary, FL, 32713

$769,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $615,200 $615,200 $615,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.301% 6.500% 5.691%
Monthly Tax Payment $43 $43 $43
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,639 $3,838 $5,023
Total Monthly Payment $3,774 $3,973 $5,158

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.