6905 TOWERING SPRUCE DRIVE, Riverview, FL, 33578 | $218,900

Under contract-accepting backup offers. Welcome to this beautifully maintained end-unit townhome in the desirable Oak Creek community, ideally positioned at the front of the neighborhood for easy in-and-out access and everyday convenience. Set on a premium pond-view lot, this home offers a peaceful setting with tranquil water views, frequent visits from ducks and wildlife, and a sense of privacy that’s hard to find.
Inside, the home is light and bright with windows on multiple sides, allowing natural light to pour in throughout the day. The main living area features a functional open layout, seamlessly connecting the living and dining spaces to the kitchen, which includes a breakfast bar and under-cabinet lighting for added warmth and ambiance. Sliding glass doors lead out to a screened-in lanai—an ideal spot to relax, enjoy the water views, and unwind while taking in the natural surroundings.
Upstairs, the split-bedroom floor plan offers two spacious bedrooms, each with its own full bathroom and walk-in closet. The primary suite is a true highlight, where the orientation of the building creates stunning sunset views over the water and a uniquely private feel, with no direct sightlines to neighboring units—making it feel like your own personal retreat.
Additional features include a convenient upstairs laundry closet, two reserved parking spaces directly in front of the home, and hurricane shutters for added peace of mind. The home has been very well cared for and is move-in ready.
Residents of Oak Creek enjoy access to a community pool just a short walk away, as well as a larger clubhouse facility nearby featuring a fitness center, resort-style pool, and splash area. HOA fees include water, sewer, trash, and WiFi, adding even more value.
The location offers excellent connectivity with multiple routes for getting around, making commutes to Tampa, I-75, and surrounding areas simple while helping you avoid heavy traffic when needed.

Features

  • Amenities: Fitness Center, Park, Playground, Pool
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet, Upper Level
  • Year Built: 2015
  • Garage: Assigned, On Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,176
  • Acreage: 0.03
  • Est. Taxes: $2,552
  • HOA Fee: $350 Monthly
  • View: Water
  • Water Front: Yes
  • Elem. School: Ippolito-HB
  • Middle School: Giunta Middle-HB
  • High School: Spoto High-HB
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Microwave
  • MLS#: TB8500551
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8500551/6905toweringsprucedrive_riverview_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2026 12:35:13 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTER   Phone: 813-553-6869

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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6905 TOWERING SPRUCE DRIVE, Riverview, FL, 33578

$218,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,120 $175,120 $175,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $213 $213 $213
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,036 $1,093 $1,419
Total Monthly Payment $1,324 $1,381 $1,707

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.