513 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572 | $585,000

One or more photo(s) has been virtually staged. 513 Manns Harbor Drive | Mirabay | 3 Beds | 2. 5 Baths | Bonus Space | 2, 188 Sq Ft | 2 Car Garage | Heated Pool Home | Private Backyard | Welcome to 513 Manns Harbor Drive, a single-story custom-built Ashton Woods home in the gated, resort community of MiraBay in Apollo Beach, offering 3 bedrooms, 2. 5 baths, and 2, 188 sq ft of heated living space. A brand new roof was installed in 2025 for added peace of mind. This home features an open, flexible floor plan with ceramic tile throughout the main living areas and LVP in all bedrooms for easy maintenance. The kitchen is appointed with granite countertops, a custom tile backsplash, and Whirlpool stainless steel appliances. The primary suite includes tray ceilings, a walk-in closet, soaking tub, and a walk-in shower for a true retreat feel. An attached bonus room, with double doors leading into the primary suite as well as a door leading to the main living area, offers flexibility as a home office, gym, nursery, or 4th bedroom, making it easy to carve out one or more work-from-home spaces without sacrificing living space. The 2-car garage was upgraded with low-maintenance epoxy floors, a screened door and LiftMaster garage door opener with an auto-lock option for added security. Natural gas utilities and in-wall pest control system round out the features you will appreciate for everyday comfort. The backyard is designed for year-round outdoor living. A screened lanai encloses a 16x30 heated pool with sun shelf, fountains, and built-in lighting — a setup that gets used, not just admired. A custom paver deck, fully fenced yard, and artificial turf ensure upkeep is minimal so weekends stay yours. MiraBay is a waterfront community in Apollo Beach centered around a 135-acre lagoon where residents can kayak and paddleboard. Residents also enjoy 2 community pool areas (one featuring a 136-ft water slide), 2 clubhouses, a fitness center, café, tennis, pickleball, and basketball courts, and multiple playgrounds. CDD fees, which cover all community amenities, are included in the annual property taxes. MiraBay is centrally located in the Southshore area of Tampa Bay with an easy drive to Tampa, St. Petersburg, and the Gulf beaches.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Sauna, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
  • Style: Key West
  • Year Built: 2012
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,188
  • Acreage: 0.19
  • Est. Taxes: $12,067
  • HOA Fee: $190 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Level, Sidewalk
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Pool Alarm, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8500755
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/TB8500755/513mannsharbordrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 12:34:31 AM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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513 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $1,006 $1,006 $1,006
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,882 $2,958 $3,886
Total Monthly Payment $3,980 $4,056 $4,984

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.