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One or more photo(s) has been virtually staged. 513 Manns Harbor Drive | Mirabay | 3 Beds | 2. 5 Baths | Bonus Space | 2, 188 Sq Ft | 2 Car Garage | Heated Pool Home | Private Backyard | Welcome to 513 Manns Harbor Drive, a single-story custom-built Ashton Woods home in the gated, resort community of MiraBay in Apollo Beach, offering 3 bedrooms, 2. 5 baths, and 2, 188 sq ft of heated living space. A brand new roof was installed in 2025 for added peace of mind. This home features an open, flexible floor plan with ceramic tile throughout the main living areas and LVP in all bedrooms for easy maintenance. The kitchen is appointed with granite countertops, a custom tile backsplash, and Whirlpool stainless steel appliances. The primary suite includes tray ceilings, a walk-in closet, soaking tub, and a walk-in shower for a true retreat feel. An attached bonus room, with double doors leading into the primary suite as well as a door leading to the main living area, offers flexibility as a home office, gym, nursery, or 4th bedroom, making it easy to carve out one or more work-from-home spaces without sacrificing living space. The 2-car garage was upgraded with low-maintenance epoxy floors, a screened door and LiftMaster garage door opener with an auto-lock option for added security. Natural gas utilities and in-wall pest control system round out the features you will appreciate for everyday comfort. The backyard is designed for year-round outdoor living. A screened lanai encloses a 16x30 heated pool with sun shelf, fountains, and built-in lighting — a setup that gets used, not just admired. A custom paver deck, fully fenced yard, and artificial turf ensure upkeep is minimal so weekends stay yours. MiraBay is a waterfront community in Apollo Beach centered around a 135-acre lagoon where residents can kayak and paddleboard. Residents also enjoy 2 community pool areas (one featuring a 136-ft water slide), 2 clubhouses, a fitness center, café, tennis, pickleball, and basketball courts, and multiple playgrounds. CDD fees, which cover all community amenities, are included in the annual property taxes. MiraBay is centrally located in the Southshore area of Tampa Bay with an easy drive to Tampa, St. Petersburg, and the Gulf beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $1,006 | $1,006 | $1,006 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,882 | $2,958 | $3,886 |
| Total Monthly Payment | $3,980 | $4,056 | $4,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.