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Presented by
Agi Zwierz |
Charming two-story home in the heart of West Ashley! Located at 2 Latham Circle, this 3-bedroom, 2. 5-bath residence offers approximately 1, 630 square feet of comfortable living space on a spacious 0. 29-acre lot. Built in 1997, the home features a functional floor plan with a welcoming living area, cozy fireplace, and an abundance of natural light throughout. The kitchen and dining areas provide a practical layout for everyday living and entertaining, while all bedrooms are conveniently located upstairs, offering privacy and separation from main living spaces. The primary suite includes a private bath, and additional bedrooms are well-sized for family, guests, or a home office. Enjoy outdoor living with a large yard perfect for relaxing, gardening, or hosting gatherings. Additional highlights include an attached garage, durable vinyl siding, and a quiet neighborhood setting. Conveniently located just minutes from shopping, dining, schools, and major roadways, this home offers easy access to downtown Charleston, local beaches, and everything the Lowcountry has to offer. Don't miss this opportunity to own a lovely home in a desirable West Ashley location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
Broker
William Raveis Real Estate
Phone: 203.962.5753
Agi.Zwierz@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,340 | $3,103 |
| Total Monthly Payment | $2,323 | $2,415 | $3,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.