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Welcome to 1820 Palmetto Isle Drive in the desirable Rivertowne community of Mount Pleasant. This thoughtfully updated, well-maintained home offers 3 bedrooms, 2. 5 bathrooms, and a spacious FROG that can easily serve as a fourth bedroom, home office, or flex space. The kitchen has been thoughtfully updated with stylish shaker cabinet doors, risers, crown molding, and new hardware, creating a clean, modern look. The island features a beautiful butcher block countertop, adding warmth and functionality to the space. Throughout the main level, you'll find new luxury vinyl plank flooring, along with updated wood treads leading to the second floor. The living room is centered around a cozy fireplace and flows seamlessly into a bright sunroom--perfect for relaxing or entertaining year-round. Step outside and enjoy evenings on the back deck, taking in peaceful sunsets overlooking the pond--an ideal setting to unwind at the end of the day. Upstairs, the primary suite features a beautiful accent wall and an en suite bath complete with a soaking tub and separate stand-up shower--perfect for relaxing at the end of the day. The garage includes built-in storage, perfect for keeping all your extra gear, tools, and toys organized. Additional highlights include a roof that is only 3 years old, offering peace of mind for years to come. Located in sought-after Rivertowne, this home combines thoughtful updates, flexible living space, and a prime Mount Pleasant location close to shopping, and dining.
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Our Executive Mortgage Banker:
$805,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $644,000 | $644,000 | $644,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,857 | $4,018 | $5,305 |
| Total Monthly Payment | $3,949 | $4,110 | $5,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.