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Welcome to this beautifully fully updated 1 story ranch home in the highly desirable Melrose neighborhood, ideally situated along the scenic Long Branch Creek reservoir. Originally fully renovated in 2023, the current owner has continued to enhance the property with thoughtful upgrades, including a **roof installed in 2023** and **brand new REAL hardwood floors (not LVP)** throughout the home--truly the standout feature that brings warmth, quality, and timeless appeal to the living spaces. The thoughtfully designed kitchen maintains its original layout featuring expansive quartzite countertops, solid wood kitchen cabinets, tile backsplash, and a newly installed **gas cooktop**. The kitchen flows seamlessly into a designated dining room, perfect for gathering with family and friends. The spacious floor plan offers two large living areas. The inviting front living room welcomes you upon entry, while the rear family room features French doors that open to a huge backyard overlooking the pond, where you can enjoy watching herons, ducks, and geese in a peaceful natural setting. Mature shade trees enhance the fenced in back yard, creating a serene, established landscape. Additional highlights include a garage, extended driveway with ample parking, and generously sized rooms offering flexibility for a home office, playroom or guest space. The primary suite features an updated en suite with double vanity, walk in shower, and a spacious walk-in closet.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$565,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,720 | $452,720 | $452,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,787 | $2,899 | $3,790 |
| Total Monthly Payment | $2,879 | $2,991 | $3,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.