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Rare opportunity to live in the highly desirable Longpoint community--conveniently located close to everything Mount Pleasant has to offer. Residents enjoy exceptional amenities including a neighborhood pool, clubhouse, park, tennis courts, pickleball, basketball courts, and soccer fields. The neighborhood is also within walking and biking distance to Palmetto Islands County Park, featuring scenic trails, a dog park, and the popular Splash Island waterpark. This charming one-story home features three bedrooms and two bathrooms, highlighted with beautiful heart pine floors throughout. Thoughtfully updated, the home includes refinished pine flooring extended into the bedrooms, a new HVAC system (2023), closed cell insulation beneath the home, and fullreplacement of domestic plumbing lines. Additional improvements include a new garage door and an updated front porch, enhancing both functionality and curb appeal. Step outside to enjoy the back deck overlooking a fenced-in yard--perfect for relaxing or entertaining. Enjoy the partial marsh views from your deck. Buyer to pay 1/4 of 1% of purchase price to HOA at closing. Buyer to verify schools, square footage, insurance, HOA details, covenants, and any information deemed important.
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Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $3,326 | $3,461 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.