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12258 92ND STREET, Largo, FL, 33773 | $685,000
FLORIDA LIFESTYLE MEETS PEACE OF MIND ON A PRIVATE CORNER LOT-
Welcome to your ultimate Florida retreat. This beautifully updated corner-lot home offers 3 bedrooms plus a versatile loft, 2. 5 baths, and an oversized 3-car garage.
THE IDEAL L-SHAPED FLOORPLAN-
Designed for both sophisticated entertaining and comfortable daily living, the home features a clever L-shaped layout. One wing hosts a formal living and dining area with soaring vaulted ceilings. Slider doors lead out to a private fenced paver patio shaded by an oak tree. The other wing opens into a large eat-in kitchen and family room, with a cozy wood-burning fireplace creating a casual hub for the family. From there are pocketed sliders that disappear to seamlessly blend the interior with the screened-in lanai, heated pool and spa.
THE PRIMARY SUITE AND GUEST/KIDS' ROOMS-
The spacious primary suite is a true sanctuary. The spa-like ensuite boasts a large custom shower equipped with six shower heads—including 4 body sprays, a rain head, and a Moen handheld—plus custom cabinetry, dual vanities, and a large walk-in closet.
The two additional bedrooms are well-sized with views of the fenced yard, and the guest bath has been fully updated with a new tub, tile, and vanity.
UNMATCHED COMFORT & PROTECTION-
Rest easy knowing this home is equipped for Florida weather. It features a whole-house natural gas generator, hurricane-impact windows, and/or hurricane fabric. Major updates include a brand-new HVAC system and natural gas furnace (April 2026), a roof and siding replacement (2018), and a tankless gas water heater. Exterior of home was freshly painted in 2025. The screened lanai is your
private paradise, featuring a heated pool and spill-over spa backed by both solar and a new (2025) natural gas heater. In X flood zone.
STORAGE & CONVENIENCE-
Functionality meets style with a spacious laundry room conveniently located between the family room and the oversized 3-car garage; it features a dedicated tub sink and a generous closet for extra storage. Upstairs, the loft provides the perfect work-from-home office with views overlooking the great room.
THE PERFECT LOCATION-
Situated in a prime corridor, you are minutes from everything:
* Beaches: 20 minutes
* Travel: 15 mins to PIE / 30 mins to TPA
*City Life: 30 mins to Downtown St. Pete, Dunedin, Safety Harbor or Tampa
* Convenience: 5 mins to BayCare Health Hub and Bardmoor shopping & dining.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 78 x 112
- Laundry: Gas Dryer Hookup, Laundry Chute, Laundry Room
- Year Built: 1986
- Garage: 3-car Garage Door Opener, Oversized
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,132
- Acreage: 0.2
- Lot Size: 78 x 112
- Est. Taxes: $3,676
- Lot Desc: Corner Lot, In County, Landscaped, Sidewalk, Unincorporated
- Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure, Solar Heat
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- MLS#: TB8496646
- Days on Market: 24 days
- Website: https://www.raveis.com
/prop/TB8496646/1225892ndstreet_largo_fl?source=qrflyer
Listing courtesy of SEMINOLE REALTY Phone: 727-599-3080
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12258 92ND STREET, Largo, FL, 33773
$685,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,374 | $3,509 | $4,587 |
| Total Monthly Payment | $3,772 | $3,907 | $4,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388