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Another 100% Energy Star Certified home by Providence Homes, this beautifully maintained one-level Apopka plan offers effortless living in the heart of Durbin Crossing. Designed for both comfort and style, the open-concept layout features 3 bedrooms, 2 baths, a spacious family room, and a café/kitchen combination ideal for everyday living and entertaining. Interior highlights include 8' doors, 18x18 tile flooring in the main living areas and bathrooms for style and easy maintenance, carpet in the bedrooms, stainless steel appliances, & a water softener. The second bathroom offers dual sinks for convenience, while the primary bath features a newer toilet, new quartz countertop, tiled tub surround, tiled skirt around the garden tub, and a shower tiled to the ceiling.
Perfectly situated on a cul-de-sac street, this home offers a wonderful sense of privacy and a partially fenced backyard ideal for relaxing, play, or entertaining friends & family. Walking distance to Patriot Oaks Academy. The seller has meticulously maintained the home, with thoughtful updates including exterior repainted 2023, an additional drain on the left side of the house, smoke alarms, a new washer in April 2026, an AC replacement in October 2025, and a new water heater in March 2026.
Located in the highly regarded St. Johns County School District, the home offers convenient access to area schools, shopping, dining, and commuter routes. Nearby retail and everyday conveniences are found throughout Durbin Park, along U. S. 1 and CR 210, and at the St. Augustine Premium Outlets area just off I-95. Ideally situated from 73 Forest Edge Dr in Durbin Crossing with easy access to CR 2209, 9B, I-95, and Phillips Highway, this home combines comfort, quality, and an exceptional location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $327,920 | $327,920 | $327,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $439 | $439 | $439 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,914 | $2,019 | $2,658 |
| Total Monthly Payment | $2,428 | $2,533 | $3,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.