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Nicely decorated two-story home in desirable Villas at Cross Creek. 15 minutes from the beaches, downtown, Naval Station Mayport, Town Center Shopping Plaza, Mayo Clinic, and a few minutes from 295. Home has King in master, Queen in guest room, and one room is vacant (for your desk or personal bed). Owner can install twin in the third bedroom upon request. Has dishes, pots and pans, and utensils. Washer and dryer in garage. Home is perfect for traveling nurses or those who need temporary housing. Florida-Friendly front lawn needs weed killer for the rocks, a weed-eater for the jasmine, and shrub trimming. Minimum 6-month lease with $3, 000 security deposit. Utilities are not included. Tenants must have a minimum credit score of 650 with no evictions and must make three times the rent. One pet permitted up to 17 lbs. with a non-refundable pet fee of $700. Willing to rent for shorter term due to insurance claim with rent being paid by insurance co. Owner is a licensed realtor
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,350
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,880 | $1,880 | $1,880 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $11 | $12 | $16 |
| Total Monthly Payment | $86 | $87 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.