|
1017 RIDGEWOOD Lane, Saint Augustine, FL, 32086 | $339,900
Low-Maintenance Coastal Living: Turn-key Villa Minutes from St. Augustine Beach! This meticulously kept, move-in-ready villa offers effortless coastal convenience just minutes from the pristine sand, local dining, State parks and the historic charm of downtown St. Augustine. Located in the sought-after Southwood community, this home defines the ''lock-and-leave'' lifestyle with full-service lawn care and premium amenities. Step inside to an open-concept layout defined by an abundance of natural light and a seamless flow connecting the living areas for easy entertaining and everyday living. The functional floorplan features 2 bedrooms, 2 bathrooms, a dedicated library or home office, and a cozy living room centered by a gas fireplace. The kitchen is a home chef's delight, equipped with solid-surface countertops, new appliances, pantry and a sunlit breakfast nook. Retreat to the expansive owner's suite to relax, which easily accommodates a king-sized furniture set and features an elegan ensuite bathroom with comfort-height vanity, linen closet, a tiled walk-in shower, and a spacious walk-in closet. Escape to the backyard where peace and quiet and vibrant living intertwine. Imagine crafting your dream outdoor sanctuary, a space perfectly designed for relaxation, entertainment, and cultivating your green thumb. Picture yourself stepping onto the expansive flagstone patio beneath a rustic pergola outfitted with designer furnishings, summer kitchen, firepit and vibrant raised flower beds, potted plants and vegetable garden. Beyond the aesthetic, this home offers incredible structural value with concrete block construction, an extended 2-car garage and a suite of recent upgrades: a newer roof (2021), water heater (2020), and HVAC (2024). Living the Southwood lifestyle allows homeowners to enjoy a gated entrance and a highly walkable, bike-friendly community that leads to a premier amenity center featuring a swimming pool, clubhouse, pickleball/tennis courts, and shuffleboard. Strategically located within minutes to top-rated St. Johns County schools, public boat ramps and local shopping, this home offers the perfect blend of modern convenience and historic coastal charm, all with NO CDD fees! No Creative Financing or Blind Offers!
Features
- Amenities: Pool, Clubhouse, Tennis Court(s)Sidewalks
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Traditional
- Year Built: 2004
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,569
- Acreage: 0.16
- Est. Taxes: $3,683
- HOA Fee: $205 Monthly
- Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
- MLS#: 2141457
- Days on Market: 57 days
- Website: https://www.raveis.com
/prop/2141457/1017ridgewoodlane_saintaugustine_fl?source=qrflyer
Listing courtesy of ERA ONETEAM REALTY
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1017 RIDGEWOOD Lane, Saint Augustine, FL, 32086
$339,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $307 | $307 | $307 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,629 | $1,717 | $2,258 |
| Total Monthly Payment | $2,011 | $2,099 | $2,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388