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No expense was spared in creating total luxury and style in this 3 BR/2 full bath home, with newly replaced windows ($7K), HVAC ($7K), luxury vinyl plank (scratch resistant) flooring, bathroom renovations and complete kitchen renovation including custom cabinetry, quartz countertops, backsplash, hardware, RO water system, lighting and appliances. 9 foot ceilings and crown moldings add to the bright, relaxing living space. Enjoy the split bedroom design off the open-concept living space for aesthetic and functional flexibility. Within the primary suite haven, the seller has generously added a cabinet with quartz countertop in the master walk-in closet located next to the private primary bath. This unit was chosen by the seller because it offered the tranquillity from facing the lake and the privacy and convenience of being on the second floor along with being close to the high-end shopping at St Johns Town Center. The private screened-in balcony overlooking the lake with the sound of the fountain will remind you to exhale and relax each day. Your location in this home offers you most convenient access within the Jacksonville area, just named the Number One city for First Time Homebuyers! Close to health facilities, dining, shopping, commuting routes/ route 295, airport, and endless recreation. . . including Top Golf just minutes away. HOA fees include water, trash, maintenance and use of amenities such as pool, clubhouse, fitness center, car wash area and walking paths.
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Our Executive Mortgage Banker:
Our Insurance Division:
$247,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $197,600 | $197,600 | $197,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $200 | $200 | $200 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,217 | $1,248 | $1,641 |
| Total Monthly Payment | $1,492 | $1,523 | $1,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.