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11 Cottage Lane, East Lyme (Niantic), CT, 06357 | $699,999
Newly listed at Black Point Beach and offering a unique opportunity to experience year round coastal living. Located in the less traveled section of this year round beach community, the property provides access to swimming beaches, boat and kayak launches, tennis, Bocce, basketball courts, a playground, summer camp, Clubhouse and the Black Point Market; a few of the amenities and activities for the entire family and guests. This is the first time this property is being offered in over two decades allowing you to customize it to your own preferences. Relax on one of the two decks overlooking conservation land to take in glorious sunsets while grilling dinner. The first floor has a spot for an office or den while the living area is open. There is an option for a formal dining / breakfast room as well. A powder room with the laundry is off the hallway coming from the garage entry. Upstairs are three bedrooms and two full baths. The full walk-out basement can be fully finished for a game and exercise room. Golf carts are allowed, homes benefit from municipal sewer and water and there are many year round activities for the residents. Niantic is a vibrant seaside town that has great restaurants, boutiques, a mile long board walk and town beaches. Southeastern Ct has many wonderful venues for activities within a short distance from the beach. Niantic's central location allows for convenient travel by road, air, water or train. Please consider this home for making those wonderful memories for generations to come.
Features
- Town: East Lyme
- Amenities: Basketball Court,Bocci Court,Club House,Guest Parking,Playground/Tot Lot,Private Rec Facilities,Tennis Courts
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Cape Cod
- Year Built: 1997
- Garage: 1-car Attached Garage
- Heating: Hot Water
- Cooling: Window Unit
- Basement: Full
- Above Grade Approx. Sq. Feet: 2,053
- Acreage: 0.25
- Est. Taxes: $8,819
- HOA Fee: $718 Annually
- Lot Desc: Borders Open Space
- Elem. School: Per Board of Ed
- High School: East Lyme
- Pool: Above Ground Pool
- Appliances: Oven/Range,Microwave,Refrigerator,Icemaker,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24169529
- Website: https://www.raveis.com
/prop/24169529/11cottagelane_eastlyme_ct?source=qrflyer
Listing courtesy of Berkshire Hathaway NE Prop. Phone: (860) 739-6666
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Formal Dining Room | Main | |
| Living Room | Balcony/Deck,Gas Log Fireplace,Sliders | Main |
| Office | Main | |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
11 Cottage Lane, East Lyme (Niantic), CT, 06357
$699,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $735 | $735 | $735 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,224 | $3,586 | $4,650 |
| Total Monthly Payment | $4,051 | $4,413 | $5,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524