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Welcome to a meticulously maintained 4-bedroom, 2-bath Cape Cod that perfectly balances "rock-solid" systems with extraordinary "unveil-ready" value. Sun-drenched and pristine, the main floor offers a spacious layout with two bedrooms and a functional, time-tested kitchen that has been lovingly cared for and remains in perfect working order—the ideal "clean slate" for your future vision. The real prize lies beneath the carpet, where original hardwood floors are preserved and waiting to be revealed on both levels. The upper floor serves as a versatile "Hospitality Wing, " mirroring the level below with two additional bedrooms, a full bath, and a discreet summer kitchen—perfect for a private guest suite or an inspired home office. The excellence continues in the massive, unfinished basement featuring a private outside entrance (OSE) and comfortable, full-height ceilings that offer a great sense of space. Protected by a thoughtful structural overhang, this lower level houses a heavy-duty 200-amp electrical system and expertly serviced mechanicals for total peace of mind. 3 levels of living, 3 opportunities to create. - Outside, your private backyard retreat features a sprawling deck perfect for sunset dinners, while your residency grants you exclusive Glen Cove "Beach Rights" to the pristine sands of Pryibil Beach and the historic Morgan Memorial Park. With competitive taxes at approximately $10, 514 without STAR and minutes from the LIRR, this is the hidden gem you’ve been waiting to uncover.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $631,200 | $631,200 | $631,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $876 | $876 | $876 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,780 | $3,938 | $5,199 |
| Total Monthly Payment | $4,748 | $4,906 | $6,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.